Disclaimer

Please read these Disclaimers (hereinafter referred to as "Terms") carefully. By accessing this Website and / or using any information/contents provided on or via this Website, you represent that you have read and understood these Terms and you agree to be bound by and comply with the same. Furthermore, by using this Website, you represent that (i) you have the capacity to be bound by these Terms and (ii) if you are acting on behalf of any company or other person/entity, you have the authority to bind such company or person/entity. If you do not agree to these Terms, please do not use this Website or download any content, in any manner whatsoever, from the same.

Centrum Wealth Management Limited(CWML) is a distributor of financial products, including but not restricted to mutual funds, fixed deposits, PMS, bonds, direct equity, ETFs, debentures, etc. CWML has a network ofRelationship Managers (RMs) and Independent Financial Advisors (IFAs) with relationship on principle-to-principle basis. The IFAs are engaged in distribution of financial products to investors and CWML offers a financial products distribution platform to its IFAs for their distribution business. CWML is not an Investment Advisor and does NOT provide any independent investment advice/recommendations to the investors of IFAs and CWML does not have any direct relationship with such investors. CWMLensures compliance with all applicable laws and guidelines issued by SEBI/other regulatory authorities from time to time. All information/ soft wares and services forming a part of this Website or any of its part is purely incidental and offered on 'as is' basis as part of the distribution platform offered to the IFAs.

No offer, no advice

The information, products, data, services, tools and documents contained or described on this Website (the "Content") are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation to buy or sell financial products, to effect any transaction or to enter into any legal relations.

The financial products mentioned on this Website are not suitable for all investors. Prior to making investment decisions investors should conduct a thorough due-diligenceand obtain all necessary professional advice for all financial products, including your eligibility to make such investment in terms of the applicable law.

Nothing on this Website constitutes investment, legal, accounting or tax advice, or a representation that any investment or strategy is suitable or appropriate for individual circumstances, or otherwise constitutes a personal recommendation for any specific inŽvestor. CWML recommends that before making any investment decision investors independently assess, with a professional advisor, his/her investment objective, suitability, specific risk factors as well as legal, regulatory, credit, tax and accounting consequences.

Mutual Fund investments are subject to the market risks and there is no assurance or guarantee that the objectives of the Schemes will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme can go up or down depending on the factors and the forces affecting the capital and underlying markets. Past performance of the Sponsors/ Mutual Fund or their affiliates does not indicate the future performance of the Scheme. Please read the Offer Document / Scheme Information Document carefully.

Please note that fixed deposits, bonds, AIF Products/debentures are loans/lending instruments and the Investors must satisfy themselves on the financial health of the issuing NBFC/ company/bank/institution before making any investment. CWML takes no guarantee of soundness of any issueror scheme. CWML has/will make available all required information to the prospective

Investors if asked for in respect of any scheme /fixed /deposit /bond /loan /debenture/AIF products. CWML is only acting as a distributor and is not representing any company in any manner except to distribute its Products/Services.

Agreement

By using the Website https://digiwealth.centrum.co.inand any of its pages (the "Website"), you confirm that you have reviewed, understood and agree to the following important legal information, terms and conditions of use (the "Terms and Conditions"). If you do not agree to the Terms and Conditions, please exit the Website immediately.

The Terms and Conditions are subject to change at any time without notice and access to, and use of the Website may be restricted or terminated at any time. You are therefore advised to review these Terms and Conditions each time you access this Website.

Access to and use of the Website as well as the Terms and Conditions are governed by the Indian law. The place of jurisdiction is Mumbai.Further, access to the Website might also be subject to the laws applicable in the relevant jurisdiction from which the same is being accessed.

Performance

The past performance is not an indication of the future performance of an investment. The value of investments may be subject to market volatility and fluctuations and investors may not get back the initial amount invested.

General Warranties

CWML has taken due care and caution in compilation of the data and the contents for this website. However, CWML does not guarantee the adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. CWML specifically states that it cannot be held liable for any damages (monetary, legal or otherwise) caused by any error, omission, interruption, deletion, defect, failure, and that it has no financial liability whatsoever to any user on account of the use of the information provided on its website.Any use of the information / contents in this Website and any investments and investment related-decisions of the Investors are at the sole discretion & risk of such persons. There may be changes in the legal, tax and the regulatory regimes or financial markets which could adversely affect your investments in the Products/ Services. Your investments in the Products/Services may stand a risk of loss of capital depending on nature of such Products/Services and Investors are advised to read the Offer Document/ Prospectus/ Memorandum/ Terms ("Terms of Offer") of any such Products/Services carefully before making any investment decision.

Neither CWML nor any of its affiliates, their directors, employees and agents accept any responsibility and/or liability or warrant or guarantee the performance or profitability of the Products/Services nor do they warrant or guarantee the returns and that the investment objectives of the Products/Services shall be achieved at any time and in any manner whatsoever. We make no representations and/or warranties and/or guarantees, express or implied, regarding the accuracy, completeness or reliability of any information/contents, Features, Products/Services provided in this Website, the Software or the Terms of Offer.

To The Full Extent Permitted By Current Laws And/Or Regulations, CWML Shall Not Be Liable For Any (1) Loss Of Profits Or Revenue Or Savings Or Other Economic Loss, (2) Loss Of Business Or Goodwill, (3) Loss Of Or Damage To Data, (4) Incidental Or Special Loss, (5) Wasted Or Lost Management Time, Or (6) Indirect Or Consequential Loss Arising From Use Of Or Access To The Website, Even If Advised Of The Possibility Of Any Such Loss Or Damage Or If Such Loss Or Damage Was Foreseeable.

Local legal restrictions

The Content is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions or in which members of the Group of Companies controlled by Centrum Capital Ltd. (individually and together "Centrum") does not hold the necessary registration or license. Individuals or legal entities in respect of whom such prohibitions apply, whether on grounds of their nationality, their place of residence or on other grounds, must not access or use the Website.

Proprietary information

Unless accompanied by an explicit statement to the contrary, all content on this Website is protected by copyright, database rights, or other intellectual property rights, and is the property of CWML.

Nothing on the Website is designed to grant any license or right to use any image, trademark or logo. No act of downloading or otherwise copying from the Website will transfer any legal entitlement to any software or material on the Website to you. CWML reserves all intellectual property rights (such as copyright and trademark rights) to all material on the Website, and will enforce such rights to the full extent of applicable law.

Third-party content

Statements on this Website may contain information obtained from third parties. Reproduction and distribution of third-party content in any form is prohibited except with the prior written permission of the related third party. Third-party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information.